Enjoy!  Will be cross posted tomorrow on WatchersOnTheWall.com.

I haven’t ranted in quite a while so I guess I’m overdue.  My spleen cup overfloweth and thus I must vent.  I signed up for health insurance through the online marketplace (yes, I mean Obamacare, but technically it’s called the ACA….but you can also call it Romneycare mainly because it tickles the shit out of me that it was a Republican idea to begin with and they have been calling it the “Eeek!  Soshulizm!” plan).  But I digress.

I signed up the first year it was available for myself and my son.  For a year I paid our Healthnet insurance premium every month.  I don’t qualify for a subsidy to help pay for it.   In addition to the monthly premiums I paid full price for everything.  This included my prescriptions that I HAVE to have and the medical care for when I totaled my car, which included an ambulance ride that cost more than the fucking ER bill and full price for the crutches that are gathering dust in a closet as we speak.  Welcome to the Middle Class in America where you have enough to live in Suburbia and not receive any help from anyone ever but you’re always one disaster away from homelessness.

I got married in late October 2014 and the plan was for me to go on my husband’s health insurance and that I continue to buy my son’s plan through the Marketplace.  My husband, though I love him dearly, has one massive flaw.  He is a procrastinator of the worst kind. Since I also do this (but nowhere near to the same degree) it can cause problems.  But I didn’t procrastinate this time.  I bugged the ever livin bejeebers out of my husband to get the form, fill it out and take it in to work.  Well, he didn’t get it done until late Nov or early Dec.  AFTER the 30 day window.  The 30 day window we knew nothing about.  To say that I wanted to strangle him would be an understatement.

By December 2014 I said to myself, “Self, why am I paying Healthnet money?”  Then I received a letter saying that the shitty plan I had was going away and that I would have to pay Healthnet even more money for a worse plan.  The only other equivalent plan through the marketplace was also with Healthnet and it would cost $100 more per month AND they raised the annual individual deductible from $3,500 to $10,000.  If I didn’t meet the deductible the year before with ALL my son’s and my out of pocket expenses, I estimated that I  would have to get terminal cancer to meet the new deductible.

So I said “Self, let’s not do this any more”.  I cancelled my health insurance and prayed that nothing would happen to me before my husband’s employer has open enrollment in the Fall of 2015 and I kept the Healthnet plan for my son.  I called Healthnet up in December to set this all up. They made it VERY difficult to keep my son on his own plan.  Apparently the concept of insuring a child without an adult on the plan is hard for their very tiny brains to process.  They also made me wait until open enrollment for the Marketplace which was in January.

The communication between Healthnet and the Marketplace sucked balls.  Neither side really knew where the other stood.  They Marketplace kept telling Healthnet that I was on the plan even though I repeatedly corrected this with both parties.  I had to use the 800 number to communicate with the Marketplace, which took many hours to accomplish, because it wouldn’t let me log in for over a month, so I couldn’t even review my plan’s set up or other choices online even if I wanted to.   While I was doing this open enrollment thing I started getting letters from Healthnet that they were terminating our coverage for non-payment.

I called them up, explained to them again that I was not paying because I had cancelled my plan and I had been paying for my son who I was currently trying to enroll in a new plan.  February came along and it seemed to get straightened out for my son but not for me.  I was still getting letters that my plan had been cancelled from lack of payment.  I gave up telling them that I had cancelled with them back in December.  Clearly they had a problem and I had only so much energy for outrage.  Nevertheless, my son was taken care of.  He had the new plan–even received his card in the mail.

Then on March 1st, unbeknownst to me, they cancelled my son’s health insurance for lack of payment.  Except I had paid for February and I had until March 31st to pay for March before they could legally cancel his plan.  I didn’t even know anything was going on until they sent me an invoice in late March demanding payment.  Why?  If you’ve already cancelled it, why ask for money?  Well, ultimately I’m glad that I got the notice and I immediately paid for March and April online.  So, as of that point I was totally caught up.

Well Healthnet took my money and never updated my son’s eligibility.    Apparently the Billing Department is in East Timbuktu and the troglodytes there only speak Swahili and the Eligibility Department is on the moon and the miscreants there only communicate via clicks and glottal stops.    I was given further proof of their complete inability to internally communicate on even the most basic level a couple of days ago.  I got another letter saying that my son’s coverage had been cancelled for lack of payment.

So I called them.  Here is how the conversation went:

Me: “Why have you cancelled my son’s plan?”

Lady: “Oh we cancelled it on March 1st.”

Me:  “Yes, I have a letter in my angry, clenched hands here that says exactly that.  Why was it cancelled then when I had the entire month of March to pay and I had already paid for the month before?”

Lady: “I don’t know. I do see the payment for February”

Me:  “Good.  Do you see that I made a payment which covers March and April?”

Lady: “Yes, in the amount of $—-.”

Me:  “So I’m paid up to date?”

Lady:  “Yes”

Me:  “So my four year old son is without healthcare coverage because ‘you don’t know’.  Do you have any idea how frightening that feeling is for a mother?  If something were to happen to him, you know and I know that the quality of the care that he receives is directly proportional to how much I and his healthcare plan, which he no longer has, can pay.”

Lady:  “M’am, I don’t know why they cancelled it. Please hold.”

Me:  [silently fuming]

Lady:  “I’ve sent an urgent notice to the Eligibility Department to re-instate him today.”

Me:  “Okay, thank you.  Can you have them call me once it’s done.”

Lady:  “They don’t call customers.  They will mail you a letter.”

(Guess the clicks and glottal stops don’t translate well over the phone)

Me:  “No, that would take too long and who knows what could happen in the meantime.  I want to know right away.  Can they email me?”

Lady:  “Maybe, I will ask them to email you. But it will either be a letter in the mail or email.”

Then this was followed by my thank you’s and her have a nice days–all that polite bullshit we say but don’t mean in any way shape or form.  Who knows what will happen now.  I’m betting I’ll get another termination letter before the end of the month, even though the bill for May has yet to arrive.    Fuckers.

You know those hideous plastic bags that we use at the grocery store–the ones that take a gazillion years to deteriorate and float like leaves across the Arizona landscape?  Well the State Legislature passed a bill that would forbid local governments from banning them.  And of course, Gov. Douchey signed it.  There’s a warning on most plastic bags that say don’t put this over your head because suffocation….duh!  Too bad we can’t ignore that and put it over the head of the legislators who voted for it and the governor who signed it.  Some day Arizona (if it’s not under water) will be a mountain of trash with tornadoes of dust and plastic bags and the most advanced life form will be cockroaches and conservatives basking in their land of unadulterated freedumb.  Good luck with that.

goodnightwesteros

I’m still here.  My life is just insanely busy.  Funny thing I had to share with y’all.  A Mashable–combining that beloved children’s book “Goodnight Moon” (one of my son’s favorite books) and George R. R. Martin’s very famous A Song of Ice and Fire books (the basis of the very popular HBO series Game of Thrones).  Enjoy this….I certainly did.

h/t to Sue the Fury, who is editor and chief over at Watchersonthewall.com

If you’re a regular reader of my blog you know I’m a big Game of Thrones (#GoT) fan.  Well, what you might not know is that I am a regular contributor to a fan site called WatchersOnTheWall.com*  under the alias of Dame Pasty (and that’s Pass-tee as in meat pie, not Pay-stee as in pale :P).

All this week the site has been giving away really cool GoT merchandise.  Today alone there are 8 or 9 different prize packages for dozens of winners.  It’s really easy to enter, all you have to do is comment on the giveaway post using a valid email address.  Unfortunately the contest is limited to US residents only because mailing costs for international shipping is beyond what we, the volunteers, can muster up.  There are a TON of prizes to give away, so even if you don’t live in the US but you have family or friends that are GoT fans who do, refer them over to the site.

Click to embiggen – an example of ONE of the prize sets

 

And if these GoT items don’t tickle your fancy but you still need last minute gifts for Christmas, mosey on over to Dark Horse.  They have comics, figures, Star Wars memorabilia and original art, and a bazillion other cool gift ideas.

*Hungry for GoT news in the off season?  Follow Watchers on the Wall on Twitter @WatchersOTWall or on Facebook or stop by the site.  

America has a problem.

We need an intervention

 

Okay, I can’t stand it any more.  I HAVE to say something about Ferguson and the cop shootings that America is now FINALLY paying attention to.  The tipping point came for me yesterday when I finally watched the video of the Tamir Rice shooting and read an article on the audio evidence that proves Officer Darren Wilson was not telling the truth in his accounts of the Michael Brown shooting.

The U.S. is like a drug addict that refuses to acknowledge they have a problem.  All the signs are there.  The data is VERY clear.    Here’s some examples of what I’m talking about.

Some thoughts that are just pinging around in my brain that I have to get out.  Keep in mind, I’m not some uninformed liberal spouting off–I have a Masters in Criminal Justice and I’ve worked in the system.

  • The Prosecutor, Bob McCulloch, in the Brown shooting did not WANT an indictment therefore there wasn’t one.  A typical prosecutor could indict a comatose 90-year old grandmother if he/she wanted to.
    • He dumped a ton of data on the jury without providing any guidance into what was exculpatory, degree of trustworthiness, interpreting (because the forensic stuff can be really tough to understand), etc.  To expect a lay person to be able to sort through, prioritize and understand all of that data is absurd and no real prosecutor would do that.
    • He engaged in victim blaming by telling them that Brown was on drugs when there was no evidence of that
    • He improperly instructed the jury on the law — this is HUGE and if this had been a trial, it would have been excellent grounds for an appeal
    • He should have recused himself.  His father was a police officer who was killed in the line of duty by, you guessed it, a black man.
    • He failed to perform his duty as a Prosecutor–they are supposed to advocate for indictment. In fact the vast majority of grand juries in this country return with an indictment.

    According to the Bureau of Justice Statistics, U.S. attorneys prosecuted 162,000 federal cases in 2010, the most recent year for which we have data. Grand juries declined to return an indictment in 11 of them. 

  • The audio from the Brown shooting proves that Wilson did not tell the truth.
  • White people riot all the fucking time for the stupidest shit and no one blames it on their “culture of lawlessness”.  But let some black people riot and the media and the majority of white people will shake their heads and question why.  Why would they riot when there’s no history of racial discrimination in policing in the U.S. (ht to Bob Cesca)? Why would they riot when they only have themselves to blame?  All of the Fox News coverage has been in this vein, but the best examples are interviews with Rudy Giulani.
  • The Tamir Rice video is horrifying.  The video shows the police lied about many crucial issues.  If you only listen to the police version (as is too often the case), then it sounds like Tamir was a serious threat .  If you watch the video you will be stunned.
    • They said there were multiple people in the park.  The video shows the 12 year old boy was alone.
    • They said they told him to  put his hands up three times.  The video shows less than 2 seconds passed between the car pulling up, the officers got out of the vehicle and when the shots occurred.  So either the officer gave the fastest and clearest commands in the history of human language (award that man a Guinness World Record!) or he didn’t give them at all.
    • Tamir was already down on the ground when they shot him…he reacted immediately to their presence by making himself non-threatening.
    • After they shot him and the boy was clearly no longer a threat they watched him suffer and provided no first aid until a detective and FBI agent showed up.   Although they’re under no obligation to provide first aid IF they felt the situation is unsafe.  But the boy was no longer a threat.  Actually he wasn’t even a threat when they shot him, but why quibble, amiright?  Ironic that the failure to render aid, made sure their version will be the only one we hear (other than the pure luck of the surveillance video from across the street which can’t really tell us the whole story).
  •  The Rice shooting is very scary to me personally.  My stepson is 12 years old, loves guns, and is very familiar with them.   He is also brown–decidedly not white.   We’ve taught him to be safe with them.  He knows not to handle real guns without an adult being present.  BUT he doesn’t know that it’s probably not a good idea to handle fake one’s either.    I am going to make damn sure he never has a fake gun in any public place and when his family is not with him.
  • There was a shooting just reported in AZ of a black man by a white cop.  I’m still waiting for more details to come in.  Cop thought the guy had a gun in his pocket–it was a bottle of pills.

If you listen to what is being said in the media (not just on Fox but on CNN and local stations too), there is a lot of victim blaming and officer excuse making.  White America’s attitude is coming across like this.

‘Don’t black folk know they should never ever carry anything in their pockets AND should always keep their hands in the air AND always have a pleasant or at least non-demonic look on their face.  AND they can’t be too large or physically intimidating because a big black many is very scary, even to really big white men, even when they’re 25+ feet away**.  So if you’re a big black guy, hunch your shoulders.  And whatever you do, don’t be sullen or angry.’

In other words, don’t give the white cops an excuse to kill you and this message is loud and clear to the black community.  Most of their parents have already told them not to do such things.  Not that doing any of that will actually keep black men safe in this country.  When an entire race of people in our society have to raise their sons to live in fear and act more passive and non-threatening with the police than white people do, then something is terribly, terribly wrong.  The sooner white people acknowledge this, the sooner we can address the problem.  But I don’t think white people in general are capable of acknowledging our complicity in this problem because that would mean acknowledging that we’re wrong about something.  As we’ve seen time and time again, too many Americans think that if we’re not exceptional and right all the time, we’re nothing at all.

Notes:

*I totally understand why the police want bigger and better guns.  When I was a probation officer I always felt like I was outgunned.  I had a Speed 6 Ruger, a “brick” cell phone with a dead battery, no partner or back-up and my crappy little car (VW Fox).  I would go into the field armed with these items.  Here are just some examples of what I faced with those “weapons:

  • walking into crack houses where I was surrounded by dozens of male drug addicts and/or dealers
  • interviewing a probationers with serious anger control issues (child abuser/molester/wife beater) in their dark and dingy homes
  • explaining to VERY angry probationers and their family members why I had to talk to their boss at work about his/her probation and why they lost their job and would soon probably be homeless.  (I took no joy in this task.  I was legally obligated to verify employment with a supervisor a few times a year.  Talk about the system shooting itself in the foot.  The minute they lost their job their risk of recidivism would skyrocket)  

I guess if I couldn’t draw my weapon in time or if I lost it, I could have used the cell phone to brain them.

**Brown was 6 ft 5 in and 290 lbs and Wilson was 6 ft 4 in and 210 lbs.  Wilson isn’t small by any means.  He also had at least two deadly weapons–his pistol and his police car.  Who knows what he had in the trunk–one can safely assume a shotgun.  Plus he had a radio so he could call in reinforcements.  In regards to the distance, the audio article clearly proves Wilson was either lying about the distance or lying about Brown charging him or both.