For the first time in my entire life I am late in paying my taxes. I’m late because the Healthcare.gov has not given me a particular form, the 1095, that shows what coverage I had in 2015.
I called them back in February to find out where it was. They said it hadn’t been created yet but they told me that it showed that neither I nor my son had coverage the entire year. That would be a HUGE penalty on my taxes and that was incorrect. They escalated it, which means they had 30 days to investigate it.
30 days passed and I still hadn’t recieved word and hadn’t received it in the mail. Then I got a call saying it had all been straightened out and that a new one would be generated on April 5 and mailed to me. I wouldn’t get it until after April 15th but at least I would get it. It never arrived.
I called them again and again over the last few weeks and couldn’t get anyone to tell me why it hadn’t been generated. Today I got a call and they told me that they denied my request to correct it and it would remain as is. They said it was because the plan I had was a catastrophic plan and did not qualify under the ACA. At this point I lost my mind.
See I got that plan through Healthcare.gov. It was listed as a Bronze plan and the assumption that ALL plans through the website would be ACA compliant should have been fucking obvious. I assumed it was ACA qualified otherwise I wouldn’t have fucking chose it. I mean, if that’s the case, how do I know the new plan I have now qualifies as ACA compliant? The truth is I don’t. And I’m assuming millions of others don’t know either.
They said they would refer the matter to the regional office and someone would call me in a couple of days. I asked for the number of the regional office but they don’t allow people to call in to them. So I literally have no recourse but to sit here and wait for them to call me. Meanwhile, I can’t finish my taxes and I probably won’t end up getting a refund–hell I might owe money. Money I simply don’t have.
There’s no other numbers to call, no one else to contact, no forms or actual processes to appeal their decision, no overarching organization (that I can find) to complain to…nothing. I am fucking livid right now. I have so many other shitty things going on in my life right now and this is the last fucking straw.
If any of you have suggestions on what I can do, I would greatly appreciate it.